Do I qualify for Apple Health (Medicaid)? Find out with CHPW - CHPW
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CHPW Apple Health Eligibility

Are you eligible for free or low-cost Apple Health (Medicaid) coverage?

It depends on your income, household size, and where you live. Some programs also require you to have a certain immigration status or specific health needs.

Each Apple Health program’s eligibility requirements are different. So, if you no longer qualify for one Apple Health program, you could qualify for another – or a different type of health plan. Explore your options here.

As of October 1, 2026, federal changes to Apple Health (Medicaid) eligibility rules now puts more limits on who can qualify for full coverage. Other state-funded Apple Health programs are still available regardless of immigration status if you meet eligibility requirements.

Requirements by Apple Health program

Apple Health for Adults (age 19-64)

You may be eligible if you:

  • Are age 19 through 64.
  • Have annual household income at or below the Medicaid standard (See income chart below).*
  • Are a U.S. citizen or meet Medicaid immigration requirements.
  • Are not entitled to Medicare.
  • As of 2027: When you apply or renew, show you recently met work requirements, have a household income of $580 in a month or more, or that you qualify for an exemption or current month exclusion.

How to meet work requirements

Apple Health for Adults (age 19 through 64 years of age)
Income Eligibility Requirements
Size of Household Single person 2-person 3-person 4-person 5-person 6-person 7-person
Monthly income $1,835 $2,490 $3,142 $3,795 $4,449 $5,102 $5,755

*Income standards are updated each year in April.

Apple Health Expansion for Adults (age 19 and older)

As of January 1, 2027, Apple Health Expansion coverage will continue, but will not be through managed care plans, like CHPW. This is called Apple Health Fee‑for‑Service (FFS). Most benefits will stay the same. To learn more about this change, visit Washington State Health Care Authority’s website.

You may be eligible if you:

  • Are a Washington resident age 19 or older.
  • Have countable income under 138% of the federal poverty level. (See income chart below*)
  • Do not qualify for other Apple Health programs based on immigration status**.
  • Are not pregnant or did not have a pregnancy end in the last 12 months.
  • Are not eligible for qualified health plans (QHP) with advance premium tax credits (APTC) or federally funded medical assistance programs.
Apple Health Expansion for Adults (age 19 and over)
Income Eligibility Requirements
Size of Household Single person 2-person 3-person 4-person 5-person 6-person 7-person
Monthly income $1,835 $2,490 $3,142 $3,795 $4,449 $5,102 $5,755

*Income standards are updated each year in April.

**Immigrants who have not met the five-year waiting period to become eligible for Apple Health are not eligible for Apple Health Expansion.

Apple Health for Parents and Caretakers

You may be eligible for Apple Health for Parents and Caretakers coverage if you:

  • Have dependent children under the age of 18 living in your home.
  • Live in Washington State.
  • Have annual household income at or below the income standard (see income chart below).*
  • Are a U.S. citizen or meet Medicaid immigration requirements.
  • Are age 19 through 64.
Apple Health for Parents/Caretakers (adults with dependent children under age 18)
Income Eligibility Requirements
Size of Household Single person 2-person 3-person 4-person 5-person 6-person 7-person
Monthly income $511 $658 $820 $972 $1,127 $1,284 $1,471

*Income standards are updated each year in April.

Apple Health for Kids (Age 0 - 6)

Your newborn up to age 6 child may be eligible for Apple Health for Kids, a free or low-cost coverage plan, if your income is at or below the Medicaid standard. (See income charts below.)*

If your child qualifies for and is enrolled under Apple Health for Kids, and your income or life situation changes, your child will still be covered through the end of the month they turn 6.

The month following when they turn 6 is when you will need to participate in the renewal process. Your income at that time will be taken into consideration for your child to continue to be covered by Apple Health for Kids.

Under this plan, your child’s health care may be free.

Apple Health for Kids (Free Coverage)
Income Eligibility Requirements
Size of Household Single person 2-person 3-person 4-person 5-person 6-person 7-person
Monthly income $2,860 $3,879 $4,896 $5,913 $6,932 $7,949 $8,966

*Income standards are updated each year in April.

Apple Health for Kids (Age 7 - 19)

Your child may be eligible for Apple Health for Kids, a free or low-cost coverage plan, if your income is at or below the Medicaid standard (See income charts below).*

Under this plan, your child’s health care may be free.

Apple Health for Kids (Free Coverage)
Income Eligibility Requirements
Size of Household Single person 2-person 3-person 4-person 5-person 6-person 7-person
Monthly income $2,860 $3,879 $4,896 $5,913 $6,932 $7,949 $8,966

*Income standards are updated each year in April.

Apple Health for Kids (with premiums)

If you do not meet the Medicaid income standard for the free Apple Health for Kids coverage plan, you may qualify for a low-cost premium plan. Please see both premium tiers in the chart below*.

Under this plan, your child’s health care may have a low premium.

Apple Health for Kids (Low-Cost Coverage)
Income Eligibility Requirements
Size of Household Single person 2-person 3-person 4-person 5-person 6-person 7-person
Monthly income for Tier 1:
$20 monthly premium per child,
$40 family maximum
$3,525 $4,781 $6,034 $7,288 $8,544 $9,797 $11,051
Monthly income for Tier 2:
$30 monthly premium per child,
$60 family maximum
$4,216 $5,719 $7,218 $8,718 $10,220 $11,719 $13,219

*Income standards are updated each year in April.

Apple Health for Pregnant Individuals

You may be eligible for Apple Health for Pregnant Individuals coverage if you:

  • Are pregnant.
  • Live in Washington State
  • Have income at or below 210% of the Federal Poverty Level (FPL) (See income chart below).*
Apple Health for Pregnant Individuals
Income Eligibility Requirements
Size of Household Single person 2-person 3-person 4-person 5-person 6-person 7-person
Monthly income N/A** $3,879 $4,896 $5,913 $6,932 $7,949 $8,966

*Income standards are updated each year in April.

**Household includes your unborn child. For example, a single individual expecting one child is a 2-person household.

Apple Health After-Pregnancy Coverage (APC)

You may be eligible for Apple Health After-Pregnancy Coverage (APC) if you:

  • Have been pregnant within the last 12 months.
  • Live in Washington.
  • Have countable income equal to or below 210 percent of the Federal Poverty Level. (See income chart below)*
  • Are not eligible for other Apple Health programs.

Immigration status does not affect eligibility.

Apple Health After-Pregnancy Coverage (APC)
Income Eligibility Requirements
Size of Household Single person 2-person 3-person 4-person 5-person 6-person 7-person
Monthly income $2,860 $3,879 $4,896 $5,913 $6,932 $7,949 $8,966

*Income limit in table includes the 5% income disregard. Income standards are updated each year in April.

Emergency Medical (AEM) coverage for noncitizens

Individuals who do not meet the program requirements for Apple Health solely due to immigration status may be eligible for the Emergency Medical (AEM) Program if they have a qualifying medical condition (must have or need at least one of the following):

  • A qualifying emergent medical condition such as emergency room care, inpatient hospital admission, or outpatient hospital surgery
  • A cancer treatment plan
  • Dialysis treatment
  • Anti-rejection medication for an organ transplant

Not sure whether your medical condition qualifies? Call the Health Care Authority (HCA) Customer Service Center at 1-800-562-3022 (TRS: 711) or email [email protected].

*Income standards are updated each year in April.

Apple Health for the aged, blind, or disabled

If you are age 65 and older, blind, or disabled and meet income and resource requirements,* Apple Health (Medicaid) may provide health care coverage and help pay for Medicare premiums and medical expenses.

Apple Health for the Aged, Blind, or Disabled
Income Eligibility Requirements
Size of Household Single person 2-person
Monthly income $994 $1,491

*Income standards are updated each year in April.

Apple Health for adults age 65+

Some Medicare recipients are also eligible for Apple Health (Medicaid) coverage.

This coverage could include free or low-cost coverage, help paying for Medicare premiums, or long-term services and supports.

Eligibility for Apple Health coverage is determined by your household’s income and resources (except for Apple Health for Workers with Disabilities). Call the Department of Social and Health Services at 1-877-501-2233.

Questions? Want to check your eligibility?

Apply at wahealthplanfinder.org or call us at 1-866-907-1904 (TTY: 711), Monday through Friday from 8 a.m. to 5 p.m., and we’ll be happy to help you.

Depending on your life situation, you could be eligible for a different kind of health plan. CHPW also offers these health plans:

 

CHPW Cascade Select
If you don’t qualify for Apple Health, you can still get health insurance by buying a CHPW Individual & Family Cascade Select Plan. Savings may be available based on income.

See eligibility details ➜

CHPW Medicare Advantage

People who are 65 or older, or who have certain types of disabilities, may qualify for a CHPW Medicare Advantage plan. Some people may qualify for both Medicare and Apple Health (Medicaid).

See eligibility details ➜

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